Yuav ua li cas thiaj phab ntsa ua hauj lwm li cas?
Txheej txheem cej luam:
Nyob rau hauv kev loj hlob txawb kev lag luam, Tus tom qab-kawg yog nyuab. Tab sis thaum nws tawm los rau sab nraum qab-kawg ntawm tus FinTech app los yog e-phab ntsa app, Nws yuav nyuab dua solving lub Rubik Cube thaum skydiving!
Lab tus neeg nyiam koj siv phab ntsa e-phab ntsa Zoo li Google them rau tej yam zoo (txawm tias) kov lawv tes txawb tes rau ntawm taw tes uas muag khoom ntawm cov neeg ua lag luam. txhua zaug, Lawv nrhiav tau nws ces straightforward thiab yooj yim. Sab xis? Tab sis txoj kev muaj tiag yog tsimnyog thiab tej yam yees siv. Cov txheej txheem rov-kawg uas ua rau koj ntseeg tias them ntawm e-phab ntsa apps yog mind-blowing.
Nyob rau hauv no blog, Kuv yuav piav rau tag nrho rov-kawg ib puag ncig uas e-phab ntsa ua haujlwm. Ua no blog heev to taub heev, Peb yuav kawm tau txoj kev tshawb no Google them txoj kev ua hauj lwm. Txawm li cas los, paub li cas ib phab ntsa e-phab ntsa zoo ib yam li Google Them cov nuj nqis uas koj nyiam ib daim ncuav mog qab zib, Wb xub to taub li cas ib daim credit card los yog credit card ua hauj lwm. Vim hais tias cov nyiaj infrastructure ntawm tej phab ntsa e-phab ntsa mas nyob ntawm qhov chaw ua hauj lwm ntawm debit card los yog daim credit card.
Yuav tsum tau ua ntej: Npaum li cas los sis daim credit card ua haujlwm?
Koj sau ib lub khw muag khoom noj, yuav ob peb groceries, so koj daim card them thiab tawm lub khw muag khoom noj rau koj lub ntsej muag ntawm koj lub ntsej muag. Tab sis tos! Lub sij hawm mus txawv tebchaws thaum koj so koj daim card los yog ntawm taw tes rau ntawm qhov muag, Ntau tuam txhab uas muag xws li ntug dej punch ib moos los ua txheej txheem koj cov nyiaj them poob haujlwm.
Li ntawd, uas yog cov gems uas ua hauj lwm qab lub scene kom koj cov nyiaj them poob haujlwm smoother thiab hassle-free? Tom qab no yog daim ntawv uas qhia plaub loj players ua si ib lub toughest ua si rau koj.
- Tus neeg ua lag ua xovtooj
Cov neeg ua lag luam muaj muag khoom thiab los ntawm cov neeg uas koj yuav cov khoom.
- Daim card tuaj
Daim card no yog ib lub koom haum nyiaj txiag los yog ib lub sij hawm thaum tsis muaj teeb meem rau koj los yog daim credit card rau koj. Nws yog lawv hu mus saib ntawm kab of credit.
- Cov neeg ua lag quav nyuab
Tus merchant acquirer yuav saib xyuas cov merchant lub sij hawm thaum tus account. Nws enables cov neeg ua lag luam yuav tsum ua ntau hom ntawv thiab xa txhua txoj kev thov kom cov txheej txheem them nqi.
- Cov nyiaj them poob hauj lwm
Them processor shares daim card nws tau los ntawm cov merchant acquirer nrog daim card rau cov nyiaj transferring ntawm buyer tus account merchant nyiaj.
Ntawm no nws puas tsim nyog los pav Tias Visa thiab MasterCard yog suav li daim card network. Tab sis vim tus fact tias cov ntawv tes hauj lwm no yog cov kaus taub haus, Lawv yuav tsis xam tias yog ib feem ntawm cov nyiaj them poob haujlwm los yog plaub tog kaw lus.
Li ntawd, Tam sim no thaum koj yog paub cov tuam txhab uas muag, ntug dej, thiab software koom tes nrog cov txheej txheem them, Wb to taub cov duab loj: Li cas cov no 4 ob tog txheej txheem them nyiaj sai npaum li sai tau thaum koj soj ntsuam daim card.
Yog muaj dabtsi tshwmsim thaum koj hloov daim card?
Lub caij koj swipe daim card, txheej txheem heev yog triggered. Txoj kev no yuav muab faib ua ob theem sib txawv, Ib qho yog tus tso cai theem tso cai rau theem thiab lwm yog tus dhia muas theem.
Kev Tso Cai Theem Nrab:
Nyob rau hauv phau ntawv tso cai, Daim card authorizes daim card. Tiam sis nws tsis yog yooj yim li nws suab. Tso cai rau daim card, daim card no ua ntej xav tau mus saib rau lub buyer daim card.
Lub davhlau ya nyob twg los yog taw tes rau lub kaw lus uas muaj cov merchant nab npawb, xa daim card tuaj nrog rau qhov transaction rau cov txheej txheem them cov nqi. Qhov nyiaj no them nyeem cov xov xwm thiab muab nws nrog daim card no.
Daim card no ces yuav siv sij hawm hauv algorithms hauv tus account tso cai rau daim card. Cov algorithms yog nplooj siab sau ntawv mus xyuas cov kev dag. Nws kuj qhia txog seb tus buyer muaj txaus nyiaj hauv nws lub txhab nyiaj them rau qhov ntawd merchant los tsis. Raws li cov tshwm sim, Nws yog grants los yog tsis lub transaction thiab xijpeem cov lus teb yog, muab nws rau ib tug merchant acquirer.
Muas:
Thaum daim card muaj tau tso cai los ntawm daim card no, Lub transaction yuav siv sij hawm nyob rau qhov chaw. Daim card thiab tus nqi kom paub meej tias cov neeg ua lag luam yuav tau txais daim ntawv tso cai, Tam sim no tauj rau cov merchant accounting lawv (PAWG) uas txhawb txhua tus merchant nyiaj.
Daim card tes hauj lwm zoo li VISA, MasterCard tau txais cov lus muas ntawm cov muas uas yog hais txog nws. Piv txwv, yog ib lub buyer swipes daim card VISA, uas muas yog handled ntawm VISA daim card network tsuas.
MSA ces deduces tus merchant discount nqi thiab xa tag nrho cov kev tsis mloog lus nyob rau hauv ib daim ntawv qhia rau ib lub computer kuas npe tis clearinghouse (NPLUA NUJ) network uas processes ib electronic muas ntawm daim card network, nyiaj hauv tuam txhab tso nyiaj, thiab buyer nyiaj.
Li ntawd, tom qab satisfying ua ntej, Wb khiav mus tom ntej thiab kawm li cas Google Them thiab lwm yam e-phab ntsa ua hauj lwm rau tib tug uas peb muaj cia li tham txog.
Li cas Google Them thiab lwm yam hauj lwm e-wallets?
Google Them yog neeg ntiaj teb ua e-phab ntsa, Cia cov neeg them yog tapping thiab kov. Txawm li cas los, Google Them tsis yog cov nyiaj platform uas nkag tau rau hu rau tus neeg them ntawm NFC tshuab. Lwm tuam txhab uas muag xws li MasterCard thiab Visa twb twb tau ua hauj lwm nyuaj rau redefine cov kev them nqi.
Rov qab nyob 2011, Thaum Google Them yog launched, Tsuas lub xov tooj Nexus xov tooj yuav nruab nrab thiab siv nws. Tshaj tej ntawm, Google tau tsuas tied nrog lub nroog Bank thiab MasterCard. Vim yog google tus tub nkees, Cov neeg siv cov neeg uas lawv mas tsis tshua muaj tsawg heev. Tab sis tsis ntev, Google ntxiv ib groundbreaking feature nyob rau sab nraum qab ntawm cov Google them uas tau hloov lub hmoo ntawm qhov kev lag luam e-phab ntsa.
Google tau integrated ib daim card virtual daim card nrog rau kev pab los ntawm Bancorp. Tus virtual daim card nyeem cov ntaub ntawv los ntawm tus neeg siv daim card thiab shares nws cov ntaub ntawv thaum twg ntxiv es tsis sib koom cov ntaub ntawv ntawm tus neeg siv daim card. Google yog deriving cov kev pab cuam ntawm virtual card hauv ob txoj kev.
- Vim yog daim card virtual daim card, Google tsis xav kom luag lawv tus kheej mus rau ib tug txheej txheem ntev heev yuav tau ib tug tswv cuab nrog lwm daim card tes hauj lwm thiab ntug dej.
- Txij thaum cov ntaub ntawv tseem nyob rau hauv cov app thiab tsuas virtual daim card no yog qhia rau cov neeg ua lag luam, qhov muas yuav ruaj ntseg heev.
Qhov no yog qhov txawv ntawm cov nyiaj them poob haujlwm uas koj ua los ntawm swiping daim card thiab them koj ua los ntawm kev coj mus rhaub koj lub xov tooj. Raws li Google piav, Thaum koj muab koj qhov chaw ze NFC nyeem ntawv, Google Them transfers virtual daim card cov lus rau cov neeg ua lag luam. Thiab ces tas cov txheej txheem yog tib yam li peb tau tham txog.
Txawm li cas los, Tom qab no nyiam heev npaum li cas rau Google li lawv yuav tsum tau siv loj loj los khaws cov ntaub ntawv tiag tiag rau lawv cov servers, tiag!
Sau Bio: Vishal Virani yog ib tug Founder thiab CEO ntawm Coruscate tov, Ib txoj kev loj hlob FinTech txoj kev loj hlob. Nws nyiam sau txog lub luag hauj lwm tseem ceeb heev ntawm mobile apps rau txawv industries, kev lis kev cai lij choj, thiab qhov tseeb tshuab tiam sis.
